Suggested Reading
We have compiled a few resources that are especially helpful for prospective buyers.
With so many great ways to save time and money, we believe you can never be too prepared!
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Top Seven Reasons to Use a Buyer's Agent When Purchasing Your Home
Purchasing a home is a big step, and a big decision. The average person spends around 1/3 of their income on their home. The home that you choose has a big impact on your life, and can have a big impact on your finances, as well. It always surprises me when Buyers attempt to "go at it alone" because of the possibility of mistakes. A good Buyer's Agent is invaluable to a Buyer, and can be the difference between a wonderful transaction, and a nightmare. By: Eric Bramlett
Top Seven Habits of People With Great Credit Score
People with great credit scores have earned them for a reason - they have always borrowed money, and paid it back on time. There's really no trick to what they've done, and there is no one action that will help you get a great credit score. When someone asks me how to earn a good credit score, I tell them to look at the spending habits of those with great scores, and to develop the same habits. By: Eric Bramlett
Things To Avoid Before Buying A Home
There are four major things to avoid before applying for a mortgage loan and during the loan process itself. Any one of these thing could impact your ability to qualify for a mortgage loan, so it's critical to avoid any of them until after your loan has closed.
RX For Consumers' Credit
Bad credit can ruin a deal. For a better rate and terms, buyers should take these five steps before they fill out a mortgage application.
Why You Should Check Your Credit
Whenever you apply for a loan, a job, or an apartment, your credit comes under scrutiny. Your credit history and credit score are used by lenders to assess the amount of risk you represent. Lower credit scores or adverse credit history will result in higher interest rates that can cost you thousands of dollars in the long run. That is why improving your credit is so important. Checking your credit report is the first step.
7 Common Credit Report Mistakes
Consumers see the ads in the newspaper and read the signs nailed to telephone poles: "Credit problems? We erase bad debt." It sounds so easy. Just call the phone number and pay a fee, and your credit woes will disappear. The reality is that bad credit does not vanish by paying someone to remove it. Are there legitimate credit repair organizations out there? Sure, and they can help remove inaccurate information from credit reports. But even they can't get rid of correct information, however damaging it may be.
The Nuts & Bolts of Real Estate Disclosure - for Buyers and Sellers
RISMEDIA, Oct. 9, 2008-When in doubt with respect to real estate for sale, disclose. Is the home repaired from prior water damage? Has there ever been a termite infestation? No matter what the issue, disclose it! Not doing so when you should have can have serious consequences.
Top New Home Buying Mistakes
Buying a new home is great! You get to choose where your home will be built, add a sunroom here, third garage bay there and before you know it you are moving into your dream home. With all the options to choose from it is very easy to overlook crucial elements to your new home buying experience that could cost you greatly in both time and money.
Tips for Packing for a Move, Inexpensively
RISMEDIA, January 7, 2009-(MCT)-Whether you are moving across town or across the country, relocating can be an expensive and stressful, according to Myscha Theriault of Wise Bread, one of the top-ranked personal finance blogs. Surrounded by boxes and packing peanuts, Theriault speaks from experience. She and her husband recently moved to Florida from Maine. By Sharon Harvey Rosenberg
Etiquette for New Homeowners, and Their Friends, Neighbors & Relatives
Moving is hard work, stressful and filled with adventure. These do's and don'ts can help you position the new home adventure you or someone you know is having a positive one. It makes sense to know what's proper and what's not in your or your relatives, friends or neighbors new home and hood. Mark Nash author of 1001 Tips for Buying and Selling a Home shares some do's and don'ts on new homeowner etiquette. By: Mark Nash
Avoid Common Painting Blunders
New paint is an easy, inexpensive way to change the look of your home. However it can become costly if you dont carefully consider these tips to avoid common painting blunders.