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Real Estate Tips
Financing Your Home >The Loan Application

When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.

Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.

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Real Estate Trivia
Q 
What structure is regarded as the best surviving example of Pennsylvania Dutch architecture?

A 
The Georg Muller House in Milbach, PA, built in 1752.
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Carolinas Realty Partners, REALTOR®, real estate agent and broker for Charlotte, Waxhaw, Ballantyne, North Carolina and Fort Mill, South Carolina, North Carolina home listings, property and land for sale - NUMBER1EXPERT

Nina Hollander
Keller Williams Realty

1030 Assembly Drive
Fort Mill, SC 29708
704-779-0813
Fax: 704-341-3346
ninahollander@NUMBER1EXPERT.com


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