Reason #3 To Own A Home: It’s National Homeownership Month
REASON #3 TO OWN A HOME, NOT RENT
IT’S NATIONAL HOMEOWNERSHIP MONTH: JUNE 2025
June is National Homeownership Month and here’s Reason #3 why you should own your home:
Homeownership Is a Smart Investment in Your Retirement
Buying a home isn’t just about having a place to live—it’s a powerful way to build long-term wealth and prepare for retirement. Unlike renting, where your monthly payments build someone else’s equity, owning a home means you’re steadily building equity for yourself—what many call “forced savings.”
Take a look at how home equity typically grows over time, based on recent Census Bureau data:
This equity often becomes a key part of retirees’ financial security—in essence, a nest egg renters never manage to accumulate.
Bonus: Tax-Free Gains & Inflation Protection
When it’s time to sell, homeowners may benefit from significant tax advantages. If you meet the requirements, you can exclude up to $250,000 in profit from taxes if you’re single—or $500,000 if you’re married.
Plus, if you have a fixed-rate mortgage, you’re essentially paying off today’s debt with tomorrow’s dollars. As inflation rises and your income potentially grows, those fixed payments become easier to manage, and your mortgage shrinks as a percentage of your overall net worth.
Bottom line: For many Americans, their home is one of their most valuable financial assets. Owning a home is not just about today—it’s about creating security for the future. That’s a powerful reason to buy instead of rent.
If you’re a renter, who would like to make the transition from renter to homeowner, contact Nina Hollander with Coldwell Banker Realty.
I can help you turn your rent payments into mortgage payments and help build your retirement nest egg!
SEARCH GREATER CHARLOTTE AREA HOMES HERE
FREE HOME BUYER GUIDE: THINGS TO CONSIDER WHEN BUYING A HOME
If you’re considering purchasing a home in the Greater Charlotte area, I’d love an opportunity to earn your business, exceed your expectations, to show you why experience matters and how:
